I’m looking for recommendations on where subprime auto loan buyers in Kentucky can find the best deals. If you have any personal experiences or know of reputable lenders offering competitive rates and favorable terms, please share your insights.
I’m not 100% sure what the best deals are these days, but I’ve heard some local credit unions in Kentucky might be worth a look if you’re dealing with subprime rates. I had a buddy who got his car through a smaller community bank, and he was surprised at how willing they were to work with his credit situation. The trick seems to be comparing what’s offered through both banks and dealer financing to see which gives you a more manageable monthly payment. It might also help to check out a few online reviews to get the scoop on recent customer experiences. Not a foolproof answer, but it worked for my friend.