I’m looking to finance a used car and want to know which banks offer the best loan options in terms of interest rates, terms, and customer service. Any recommendations or experiences with specific banks would be greatly appreciated.
From what I’ve seen, the best bank options can really depend on your credit profile and the current rate climate. Lately, credit unions have been a popular choice because they often have lower rates compared to big banks. They tend to provide more personalized service too, which can be a huge plus. Lenders like LightStream are also pretty competitive, especially for those with a solid credit score. Keep an eye on the Federal Reserve’s actions too, since any change in interest rates can affect loan terms. Checking up on multiple lenders and negotiating terms is usually a good approach.