My 2012 Chevy Cruze was stolen twice. Progressive deemed it a loss. I have poor credit and limited funds. Can anyone recommend a ‘buy here, pay here’ lot?
Hey Jade42, I totally get the dilemma – losing a car twice is rough. While I’m no expert, I did notice a few trends in the ‘buy here, pay here’ space that might help you decide. Lots that are more flexible with financing are starting to adjust to our changing interest rate environment, but keep in mind that lower upfront costs can sometimes translate to steeper overall rates or shorter terms. It could be worthwhile to check in with a couple of local lots to see what their total finance packages actually look like in the context of current regulations and lender strategies. Remember, sometimes transparency in how they structure payments is as important as the price tag. Good luck, and I hope you find a solid option that helps get you back on the road!
Cheers!