Hey everyone, I’ve been noticing a trend at those small used car lots that offer their own financing. You know, the ones with the big ‘Buy Here Pay Here’ signs? It seems like they always have a ton of the same car on their lot. I’m curious if anyone else has noticed this too. What make and model do you think is the most popular at these places? Is it because these cars are cheap to buy and easy to fix? Or maybe they’re just good at tricking people into thinking they’re reliable? I’d love to hear your thoughts and experiences with these dealerships. Have you ever bought a car from one of these places? How did it turn out?
Man, I’ve seen this too. Seems like every BHPH lot I drive by is packed with Dodge Chargers and Chrysler 300s. Not sure why, but maybe it’s 'cause they look fancy without breaking the bank? Or could be that they’re easy to work on when they inevitably break down.
I had a buddy who bought a Charger from one of these places. Looked great at first, but the transmission went out after like 6 months. And of course, the warranty was a joke. He was stuck with crazy high payments on a car that barely ran.
From what I’ve heard, these places usually go for cars that look good on the outside but might have issues under the hood. They’re banking on people getting excited about driving something that looks cool, even if it’s not the most reliable choice.
Just my two cents, but I’d be real careful about buying anything from a BHPH lot. The deals might look good, but there’s usually a catch.
You’re definitely onto something there. From what I’ve seen, these Buy Here Pay Here lots tend to have a pretty predictable lineup. 
While the exact models can vary, I’ve noticed a lot of mid-2000s domestic sedans and minivans. Think Chevy Impalas, Dodge Grand Caravans, and Ford Tauruses. These cars are usually cheap to acquire in bulk and simple enough to fix when issues pop up.
The auto finance market’s been pretty volatile lately, so these BHPH places are probably playing it safe with tried-and-true models. They need cars that’ll keep running even if the buyer falls behind on payments.
I’m curious though - has anyone noticed if electric or hybrid vehicles are starting to show up on these lots? With gas prices and emission regulations changing, I wonder if we’ll see a shift in inventory down the road.
Spot on observation. These BHPH lots usually stock up on cheap, easy-to-fix domestic models from the mid-2000s. Think Chevy Impalas, Ford Tauruses, and Dodge Chargers. They’re banking on cars that look decent but have questionable reliability.
Here’s the real deal: These places aren’t selling cars, they’re selling subprime auto loans. They make their money on high interest rates and repossessions, not vehicle quality. They want cars cheap enough to write off if the buyer defaults.
Pro tip: If you’re considering a BHPH lot, you’re better off saving for a few months and buying a beater with cash. Or try a credit union - even their highest rates beat BHPH financing. Remember, if you can’t afford the car without their ‘special financing’, you can’t afford the car, period.